Protect. Grow. Live Intentionally.

Helping families and business owners design protection with purpose and intention.

A modern approach to Financial Protection

At Harbour Life Agency, we believe insurance should be understood, not sold. As an independent brokerage, we’re not tied to any single carrier or product line. This freedom allows us to serve as your advocate and find options that truly align with your goals.

Our holistic approach is simple—integrating life insurance into your broader financial picture to protect income, preserve wealth, and create long-term flexibility. With years of experience and a genuine commitment to clarity, we help families and business owners make confident, intentional decisions about the life they’re building.

Strategies Designed for All Stages of Life

Life doesn’t stand still—and your financial protection shouldn’t either. From starting a family to expanding a business or preparing a lasting legacy, your priorities evolve with time.

At Harbour Life, we design adaptive strategies that move with you, not against you— connecting protection, liquidity, and growth into one cohesive plan. whether you’re securing income, planning for succession, or building retirement security, we ensure your plan stays as resilient as you are.

Our mission is straightforward – to help you make informed, intentional decisions that stand the test of time – so you can protect, grow, and live intentionally.

Learn. Plan. Protect.

Knowledge empowers better decisions. Explore our educational resources designed to help you understand complex insurance and financial planning concepts.

Client Testimonials

"Como Empresario de primera generacion, siempre pense que el seguro era solo un gasto mas. En Harbour Life me ayudaron a entender como usarlo de manera que pueda proteger mi negocio y el futuro de mi familia. El proceso fue bastante sencillo y agradable."

— Carlos R. | Business Owner

"I'd been putting off addressing our buy-sell agreement for years. Harbour Life made the process straightforward and educational.."

—James L. | Business Owner

"I thought I understood my insurance policies until Francisco reviewed them. He found gaps in coverage and opportunities I didn't know existed. His approach transformed insurance from a confusing obligation into an asset I'm happy to have."

—Rebecca T. | Healthcare Professional

Take the first step toward clarity — start your review today.

The right insurance strategy isn’t about spending more. It’s about positioning smarter. Let’s design a plan that gives you protection today, and confidence for the decades ahead.

Have questions? DM us anytime.

Portions of this website and its materials were developed with the assistance of AI tools and human editing. All final text, structure, design, and branding elements are original works created and curated by Harbour Life Agency. Unauthorized reproduction, distribution, or use of this material without written permission is prohibited.

Disclaimer*

Harbour Life Agency is a marketing name used by licensed insurance agents Manuel Garcia and Francisco Solier. Insurance products are offered and sold only by these licensed individuals. Products availability and features may vary by state.